To effectively sell a home for top dollar, you can attract more potential buyers by ensuring your property is in top condition. However, coming up with the funds for pre-listing upgrades can be a major hurdle.

Journey Realty Group is proud to offer a concierge service that empowers you to improve your home's appeal and value without paying any upfront costs.

The Journey Realty "Pay at Closing" Program
With this program, you can finance home improvement projects, such as a kitchen/bathroom remodel or fresh landscaping, a new roof, new furnace or electrical panel, and pay for the work directly from the sale proceeds. The cost is settled at the closing table, so you don't have to worry about cash out-of-pocket before you sell.

How it works

1. Consultation: Our team will meet with you to identify the most strategic, high-impact improvements for your home.
2. Assessment: We'll provide a clear proposal outlining the scope of work and estimated costs. We work with trusted contractors to manage the project from start to finish.
3. Renovation: Renovations are completed, increasing the marketability and value of your home.
4. Closing: Once your home sells, the cost of the renovations is simply deducted from the proceeds. You get to enjoy a faster, more profitable sale, with no upfront costs.

Benefits for you

• Boost your selling price: A renovated home often sells for significantly more than its original asking price, maximizing your return on investment.
• Sell faster: Professionally managed renovations speed up your selling timeline by attracting serious buyers who are ready to move in.
• Stress-free process: You can avoid the hassle of finding contractors and managing the project yourself. Our team handles everything for you.
• No upfront costs: With our "Pay at Closing" program, you won't pay for any of the work until the deal is finalized.

Ready to get the most out of your home sale? Call us!

Types of projects

• Eligible projects: Cosmetic repairs and upgrades are most commonly covered, as they typically offer the greatest return on investment and marketability. Examples include painting, new flooring, updated fixtures, landscaping, and kitchen or bathroom remodels.
• Ineligible projects: Programs are designed for pre-sale improvements, so they do not cover major structural overhauls, building new additions, or luxury "wish list" items like swimming pools. The general rule is that the renovation must add to the home's resale value.
• Professional requirement: Any work that involves electrical, plumbing, or HVAC will likely require licensed contractors.

Here are examples of projects that would likely be ineligible for our "Pay at Closing" program:

Major structural work 

• Moving load-bearing walls: Altering the fundamental structure of the home is a major construction project that could introduce costly complications and require extensive architectural planning.
• Foundation repair: This is a critical repair that is often expensive and can be a deal-breaker for buyers if not handled by a conventional loan.
• Room additions: Expanding a home's footprint with a new bedroom, bathroom, or sunroom is a form of new construction that goes beyond cosmetic upgrades. 

Luxury or highly-customized additions

• Installing a swimming pool or hot tub: These are often considered a luxury items that may not have broad appeal and require significant ongoing maintenance, limiting their return on investment for resale.
• High-end, customized fixtures: The goal is to appeal to the widest range of potential buyers. Expensive, highly personalized features like exotic countertops or professional-grade kitchen appliances may not increase the selling price to justify the cost.
• Extensive outdoor kitchens or custom water features: These landscaping projects are often costly and speculative, and might not offer the reliable return on investment of more modest curb-appeal upgrades.

For our  "Pay at Closing" programs offered by Journey Realty Group, the ability to choose your own contractor is typically limited. These services usually operate using a pre-vetted, approved network of contractors for several key reasons: 

• Risk management: The brokerage is basically fronting the costs for the renovation, so we need to ensure the work is completed on time, at a fair price, and to a high standard. Using our own network minimizes this financial risk.
• Quality assurance: By working with a consistent group of trusted professionals, the program can maintain quality control. This helps guarantee the renovations will effectively increase the home's market value.
• Project efficiency: An established network of contractors and project managers helps streamline the entire process, from getting estimates to scheduling work, which leads to a faster and less stressful experience for the homeowner.
• Liability protection: The program maintains legal protections by ensuring all contractors have the necessary licenses and insurance. This protects both the homeowner and the brokerage from liability.